One Mile House

For Employees

Your Benefits. Your Choice. Your Future.

Understanding your major medical or voluntary benefits doesn't have to be complicated. We're here to help you make confident, informed decisions — at no cost to you.

Talk to a Benefits Counselor Browse All Benefits

100%

Employee choice — enroll in what fits your life

Pre-tax

Payroll deductions reduce your taxable income

Group rates

Lower premiums than individual market plans

What's Available

Benefits Designed Around Your Life

Your employer has partnered with One Mile House to offer a range of major medical and/or voluntary benefits through top-rated carriers. Here's what each one means for you.

Life Insurance

Portable, employee-paid coverage that protects your family financially if the unexpected happens.

Coverage travels with you even if you change jobs.

Disability Insurance

Replaces a portion of your income if you're unable to work due to illness or injury — short or long term.

Most disabilities are caused by illness, not accidents.

Critical Illness

Pays a lump-sum cash benefit directly to you upon diagnosis of a covered critical illness like cancer or heart attack.

Use the cash however you need — bills, treatment, recovery.

Accident Insurance

Provides cash benefits for covered injuries from accidents, helping offset out-of-pocket costs your health plan may not cover.

Benefits are paid directly to you, not your provider.

Hospital Indemnity

Pays a daily benefit for each day you're hospitalized, helping cover costs your major medical plan leaves behind.

Pairs well with high-deductible health plans.

Dental & Vision

Voluntary dental and vision plans you can tailor to your needs — and keep even if you change employers.

Preventive care is typically covered at 100%.

Legal & Identity Theft

Access to legal services and identity theft protection for you and your family at a fraction of the retail cost.

Identity theft restoration support is available 24/7.

Pet Insurance

Affordable coverage for your pets' veterinary expenses, from routine wellness visits to emergency care.

Premiums are often lower through employer group rates.

View the full benefits catalog

Enrollment Guide

How Enrollment Works

Open enrollment is your opportunity to elect the coverage that's right for you. Here's what to expect.

01

Review Your Options

Before your open enrollment period, take time to review the voluntary benefits & major medical product your employer offers. Read the summary of benefits for each plan.

02

Meet with a Benefits Counselor

One Mile House provides enrollment sessions — in person or virtually. A counselor will walk you through every option and answer your questions.

03

Make Your Elections

Select the benefits that fit your life and budget. Elections are made during open enrollment and deducted from your paycheck pre-tax where eligible.

04

Get Ongoing Support

Questions after enrollment? Our team is available year-round to help you understand your coverage, file a claim, or make changes during qualifying life events.

Common Questions

Employee FAQs

What are voluntary benefits?
Voluntary benefits are optional insurance and financial products offered through your employer. Unlike core benefits (like health insurance), voluntary benefits are typically 100% employee-paid through convenient payroll deduction — often at group rates lower than you'd find on your own.
Do I have to enroll in all the benefits offered?
No. Voluntary benefits are completely optional. You choose only the coverage that makes sense for your situation and budget. A benefits counselor can help you prioritize based on your life stage and financial goals.
When can I enroll?
Most voluntary benefits are available during your employer's annual open enrollment period. You may also be able to enroll or make changes after a qualifying life event — such as marriage, divorce, the birth of a child, or a change in employment status.
What is a Section 125 / cafeteria plan?
A Section 125 plan (also called a cafeteria plan) allows you to pay for certain benefits with pre-tax dollars, reducing your taxable income. One Mile House offers complimentary Section 125 plan administration through Ameriflex, allowing you to purchase certain Colonial Life products on a pre-tax basis.
How do I file a claim?
Claims are filed directly with the insurance carrier. Your benefits counselor or HR department can provide the carrier's contact information and walk you through the process. One Mile House is also available to assist you.
What if I have questions after open enrollment?
Our team is available year-round. You can reach us by phone at (877) 833-3822 or by email at [email protected]. We're here to help you get the most out of your benefits.

Still Have Questions?

Talk to a Benefits Counselor — It's Free

Our team is here to help you understand your options and make the best decision for you and your family. No pressure, no jargon — just honest guidance.

Contact Us (877) 833-3822